- Post Settlement Claim Audit
Settled does not mean fully paid.
If your check felt low, confusing, or rushed, you are not alone. Our audit reviews your Settlement like a case file and shows you what was paid, what was missed, and what is still recoverable under your policy. If nothing is missing, you get peace of mind. If money was left behind, we build a defensible recovery path. You only pay if we recover more for you.
Clarity
Confidence
Recovery
Peace of mind
- Your audit deliverable
- Case File Summary
Missing money report
Recovery game plan
Clear next steps with a defensible approach
Evidence checklist
What documents and photos strengthen recovery
Review call
We walk you through it so you understand it
We do not promise a specific dollar amount. We document what is owed under your policy and pursue defensible recovery.
How the audit works
We break the claim down into evidence, scope, valuation, and recovery path. You get clarity first. Then you choose what to do next.
Step 1: Gather what you have
Estimate, payments, letters, photos, contents list. Missing pieces are normal. We give you a clean checklist.
Step 2: Audit the Settlement like a case file
We look for scope gaps, valuation errors, depreciation issues, and missed categories.
Step 3: Deliver findings and recovery plan
Plain-English summary, what is recoverable, and what evidence supports each recovery path.
Step 4: You decide
If nothing is missing, you walk away with peace of mind. If money was left behind, we can pursue recovery.
How the audit works
What we check
We audit the areas where money most commonly gets left behind. This is not a quick glance. It is a structured review designed to find defensible recovery.
Scope completeness
Missing line items, incomplete rooms, hidden damage indicators, trades not accounted for.
Depreciation and holdback
How depreciation was applied and what may still be recoverable under policy terms.
Contents valuation
Missing items, wrong categories, undervaluation, and support for replacement cost.
Supplement potential
What can still be supported with documentation and how to pursue it correctly.
Process pressure
Where rushed decisions or missing documentation reduced the claim outcome.
Missed categories
We check common coverage areas that often get overlooked depending on loss type.
Line item pricing
Labor, materials, and trades that do not reflect the real repair path for your home.
Documentation gaps
We identify what evidence is missing and what to gather to strengthen recovery.
Confidence check
If it is fully paid, you will know. If it is not, you will see the path forward.
FAQs
Direct guidance on pre-Settlement representation, plus what to do if you wait.
Yes. No upfront cost. If nothing is missing, you pay nothing and you walk away with clarity. If money was left behind and you choose to pursue recovery, our fee is based on
results.
Start with what you have. Estimate, payment breakdown, letters, photos, and a contents list if available. If anything is missing, we provide a clean checklist so you are not
guessing.
Then you get peace of mind. That is a win. Most homeowners never get a clear answer on whether the settlement was correct. The audit gives you that answer.
Yes. If you have a new claim in progress, pre settlement representation is the best way to protect the outcome from day one. You can start there any time.
- Trustpilot Reviews
Short, honest feedback from homeowners who wanted clarity and confidence.
“I really appreciate what they did for me. They took a claim I had settled with because of lack of information and helped me challenge my claim to get back almost double what I had settled for. Recovering from my fire has been difficult but bedrock helped me by taking care of everything for me, and getting me more money to rebuild with.”
Mireya Cervantes
- Phoenix
“My wife and I used Bedrock and they were able to connect us with a private adjuster who reviewed our claim for an electric fire we had break out in our kitchen. At first the insurance offered us almost nothing to settle the claim but once our private adjuster got involved we were able to get back much more and be able to rebuild and recover the damage the fire had caused.”
J. M.
- Mesa
“They did a great job. We were pretty surprised by the results.”
Delores Holland
- Chandler