When you have a loss, they bring in their expert adjuster to protect their interests.

Bring in your own.

Pre Settlement representation is about one thing: building the claim file correctly while it’s still being written. We scope the damage, write the estimate, inventory contents, handle insurer communication, and advocate for you.

 
 

We don’t promise a specific dollar result. We document what’s owed under your policy and negotiate to recover every dollar you’re entitled to.

1

Scope writing sets the ceiling. Miss it early, chase it forever.

2

Contents is where claims quietly lose money (undervaluation + depreciation).

3

Timelines and statements can lock you into bad positions.

4

We prevent the mistakes that quietly cost people money.
We serve families and businesses, not billion dollar insurers.

The benefits of working with us from the start

Most families never hire their own adjuster. The deck is stacked, policies are dense, and insurer “recommended” vendors aren’t always neutral. Bedrock Society Adjusters is here to even the playing field with a documented, systematic approach.

Scope writing & estimate

We write the claim like it will be audited, line items, documentation, and policy support.

Less stress, clearer plan

You stop being the middleman. We handle insurer interactions and keep you informed.

Transparent findings

You see what’s included, what’s missing, and what’s still recoverable, no mystery math, no commitments.

Scope writing & estimate

We write the claim like it will be audited, line items, documentation, and policy support.

Deadlines & communication control

We keep the claim moving without letting the carrier rush you into bad decisions.

Aligned incentives

We only win when you win. Our fee is contingency based, so we stay focused on documenting the full scope and recovering what your policy supports.

Handling a new claim alone vs. bringing Bedrock

It’s not about being “difficult.” It’s about having professional representation in a professional process.

Doing it alone

Where money gets left behind early:

Working with Bedrock

What you get from day one:

Handling a new claim alone vs. bringing Bedrock

It’s not about being “difficult.” It’s about having professional representation in a professional process.

1

Strategy + claim stabilization

We review your policy and situation, set communication boundaries, and prevent rushed decisions that create long-term problems.

2

Document the loss

Photos, notes, scope detail: We build the evidence file the carrier must address.

3

Write the estimate + rebuild contents

Scope writing, estimate building, contents inventory and valuation: the pieces that shape what you’re paid.

4

Presentation + negotiations

We submit properly, manage requests, and negotiate with proof not arguments.

5

Settlement clarity

Pre-Settlement representation is how you protect the outcome before the insurance company decides it for you. We take over the claim file early so the scope is complete, the documentation is clean, and the process stays under control. You get less stress, fewer surprises, and the confidence that you were fully represented and fully paid what you are entitled to under your policy.

New claims: 15% contingency fee. We handle everything from day one.

Settlement clarity

Pre-Settlement representation is how you protect the outcome before the insurance company decides it for you. We take over the claim file early so the scope is complete, the documentation is clean, and the process stays under control. You get less stress, fewer surprises, and the confidence that you were fully represented and fully paid what you are entitled to under your policy.

New claims: 15% contingency fee. We handle everything from day one.

FAQs

Direct guidance on pre-Settlement representation, plus what to do if you wait.

What do Bedrock Society Adjusters do on a new claim?

We represent families throughout the entire claims process: scope writing & estimate, contents inventory, file preparation, presentation & negotiations, and full management of
insurer interactions, so your claim is built correctly from the start.

How much do you charge for new claim representation?

New Claims: Low 15% of the final settlement. We handle everything from day one, writing the estimate, managing communication, and negotiating every dollar.

Can I wait and call you after I get my insurance check?

Absolutely, that's a smart option if you're still unsure. Once you receive your settlement, we'll perform a post-settlement review to check for missing money. You only pay us if we
get you more. No risk. No upfront cost.

Short, honest feedback from homeowners who wanted clarity and confidence.

“I really appreciate what they did for me. They took a claim I had settled with because of lack of information and helped me challenge my claim to get back almost double what I had settled for. Recovering from my fire has been difficult but bedrock helped me by taking care of everything for me, and getting me more money to rebuild with.”

Mireya Cervantes

“My wife and I used Bedrock and they were able to connect us with a private adjuster who reviewed our claim for an electric fire we had break out in our kitchen. At first the insurance offered us almost nothing to settle the claim but once our private adjuster got involved we were able to get back much more and be able to rebuild and recover the damage the fire had caused.”

J. M.

“They did a great job. We were pretty surprised by the results.”

Delores Holland